Citi gives many rewards bank cards. Nevertheless, just some Citi Credit score Playing cards present entry to the corporate’s priceless ThankYou Rewards program, and you may want to carry a premium Citi ThankYou card to have full entry to the Citi ThankYou Switch Companions.
Whether or not you might be making use of on your first bank card or are a seasoned skilled in search of a brand new journey rewards carda number of playing cards from Citi’s portfolio is likely to be best for you.
Let’s take a better have a look at this system, together with analyzing a number of the playing cards providing ThankYou Rewards factors and how one can redeem ThankYou Rewards factors.
Finest Citi ThankYou Rewards Playing cards
Data regarding Citi Status was collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.
Comparability of one of the best Citi ThankYou Rewards playing cards
Map | Signup Bonus | Successful charge | Annual subscription | Outstanding benefits |
---|---|---|---|---|
Citi Status® Card | Not obtainable for brand spanking new candidates |
|
$495 | |
Citi Premier® Card | 60,000 bonus factors after spending $4,000 in your card throughout the first three months of account opening |
|
$95 (see charges and costs) |
|
Citi Rewards+® Card | 20,000 bonus factors after spending $1,500 on purchases along with your card inside three months of account opening |
|
$0 (see charges and costs) |
|
Citi Double Money® Card | Earn $200 money again after spending $1,500 on purchases within the first six months from account opening. |
|
$0 (see charges and costs) |
|
Citi Customized Money® Card | $200 money again (within the type of 20,000 bonus factors) after spending $1,500 on purchases throughout the first six months of account opening |
|
$0 (see charges and costs) |
|
Associated: Why the Citi Premier is considered one of my favourite playing cards in my pockets
Earn Citi ThankYou Rewards factors
As you possibly can see, many playing cards earn Citi ThankYou factors. However not all thanks factors are equal.
TPG values Citi ThankYou factors at 1.8 cents every, however that is based mostly on the potential worth you will get by transferring your Citi ThankYou factors to one of many program’s airline or lodge companions. Nevertheless, to switch factors to most Citi ThankYou Switch Companionsyou need to have a premium Citi ThankYou Rewards card just like the Citi Status® Card (which not accepts new functions) or the Citi Premier® Card.
For those who solely have the Citi Rewards+® Card, Citi Double Money® Card Or Citi Customized Money® Card (or one other non-premium Citi ThankYou card), you will earn what we’ll name “base” ThankYou factors. They’re price a penny every when redeemed for present playing cards and plenty of different money rewards obtainable by means of Citi ThankYou.
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You may also switch “fundamental” ThankYou factors to a few loyalty applications — Selection Privileges, JetBlue TrueBlue and Wyndham Rewards — however these transfers shall be at a decrease charge than when you had a premium Citi ThankYou card.
Nevertheless, when you additionally maintain the Citi Status Or Citi PremierYou may mix “base” ThankYou factors in your Citi Status or Citi Premier account, then switch your rewards to considered one of 18 Citi ThankYou journey companions with one of the best switch ratios.
For those who’re all for including a brand new Citi ThankYou card to your pockets, learn the fantastic print for the sign-up bonus and take a look at our web page at bank card software guidelines to be sure you are eligible for the bonus earlier than clicking the “Apply” button.
Redeem Citi ThankYou Factors
All Citi ThankYou Rewards playing cards help you redeem ThankYou factors for assertion credit, money rewards, third-party present playing cards, journey booked by means of the Citi Journey Portal (now powered by Rocket Journey) and extra at a flat charge of 1 cent per level. Typically you will even discover present playing cards on sale which may provide you with a barely greater redemption charge.
Watch out although, as some redemption choices (akin to Store With Factors) provide lower than 1 cent per level. Ensure you get at the least 1 cent per ThankYou level earlier than redeeming it.
Associated: You Can Redeem Your Citi Factors at Walmart, However You In all probability Should not
Nevertheless, you will get much more worth if you redeem your ThankYou factors by transferring them to airline or lodge companions. Confer with the next desk for switch ratios and how lengthy transfers often take from Citi ThankYou. If you do not have a premium ThankYou Rewards card like Citi Status Or Citi Premieryou possibly can solely switch to Selection Privileges, JetBlue TrueBlue, and Wyndham Rewards (and your switch charge will not be as profitable, as proven under).
Program | Report | Switch time |
---|---|---|
Aeromexico Membership Premier | 1:1 | Immediate |
Accor Reside Limitless (ALL) | 2:1 | Lower than 24 hours |
Air France-KLM Flying Blue | 1:1 | Immediate |
Avianca LifeMiles | 1:1 | Immediate |
Cathay Pacific Asia Miles | 1:1 | Immediate |
Privileges of alternative | 1:2 (2:3 for non-premium playing cards) | Immediate |
Emirates Skywards | 1:1 | Immediate |
Etihad Visitor | 1:1 | Immediate |
EVA Air Infinity MileageLands | 1:1 | 3 days |
JetBlue TrueBlue | 1:1 (5:4 for non-premium playing cards) | Immediate |
World Leaders Membership Main Resorts | 5:1 | Unknown |
Qantas Frequent Flyer | 1:1 | Immediate |
Qatar Airways Privilege Membership | 1:1 | 2 days |
Singapore Airways KrisFlyer | 1:1 | Lower than 24 hours |
Thai Royal Orchid Extra | 1:1 | 7 days |
Miles and smiles from Turkish Airways | 1:1 | A day |
Virgin Atlantic Aeroclub | 1:1 | Immediate |
Wyndham Rewards | 1:1 (5:4 for non-premium playing cards) | Immediate |
With so many switch companions, your choices are many when redeem Citi ThankYou factors. Here is one thing Citi ThankYou highlights you need to use it in a number of the applications that have a tendency to supply essentially the most worth:
Associated: Nice Methods to Maximize Citi ThankYou Factors
Conclusion
Citi ThankYou Rewards factors are maybe essentially the most underestimated of the details and miles currencies. Regardless of some negatives, Citi ThankYou factors stay priceless, particularly for these seeking to guide award flights on worldwide carriers.
If you wish to maximize the Citi ThankYou Rewards program, have a premium Citi ThankYou card just like the Citi Status Or Citi Premier is necessary. These playing cards unlock transfers to all Citi ThankYou companions at one of the best charge, which may present many nice worth rewards reserving choices.